LIFT Scheme


“Low-cost Initiative For First Time Buyers”

Helping people on low-moderate incomes purchase homes. The New Supply Shared Equity scheme can help you buy a new home through a shared equity sale.

When purchasing a home through the LIFT scheme, you pay for the majority of the equity (usually between 60% and 80%) in the property and the rest is covered in a grant from the Scottish Government.

If you ever go to sell the property, the Scottish Government will receive the same percentage of the sale price, as they previously held in equity. It is also possible for you to purchase the Scottish Government’s equity stake.

The LIFT scheme aims to help:

  • First-time buyers
  • People who currently have a Scottish Secure tenancy with a Council, Housing Association or Cooperative
  • Disabled people who’s current home is no longer deemed suitable
  • Serving Armed Forces personnel or recent veterans

Please note, however, that eligibility for each scheme can vary depending on the Scottish Government’s priorities.

Brochure – 

New Supply Shared Equity Brochure
File Size: 348 kb
File Type: pdf

Download File

Leaflet – 

LIFT Leaflet
File Size: 424 kb
File Type: pdf

Download File

 New Supply Shared Equity Properties

To look for properties currently available through this scheme, please go to